PENGARUH LITERASI KEUANGAN SYARIAH, SOCIAL INFLUENCE, KEMUDAHAN, DAN KEMANFAATAN TERHADAP MINAT PENGGUNAAN E-MONEY  SHOPEEPAY. j-ebi [Internet]. 2025 Jun. 2 [cited 2026 May 20];3(02):163-79. Available from: https://jurnal.insima.ac.id/index.php/j-ebi/article/view/86