BUNGA YANG DIBOLEHKAN
(Pemikiran Syafruddin Prawiranegara)
DOI:
https://doi.org/10.57210/j-ebi.v3.i01.26Keywords:
Islamic Economics, Usury, Bank InterestAbstract
Bank interest is interpreted the same as usury. This is due to the incompatibility of bank interest with Islamic shari'a in the interest determination system. However, in another perspective, some scholars view bank interest as something that is not worthy of being categorized as usury because the determination of interest is a mu'amalah or economic matter whose basis is willingness and agreement. Islamic Economic Figure Syafruddin Prawiranegara has a perspective that the Islamic-based economic system and bank interest are not in conflict with each other. Bank interest is different from riba in Islam, reasonable bank interest is not the same as usury. Riba in Syafruddin's view is a profit obtained from transactions that are exploitative and fraudulent, riba can occur in cash or credit transactions. The Islamic economic system is actually an economic activity that is guided and directed by Islamic norms. The purpose of this study is to comprehensively examine Syafruddin Prawiranegara's views on Bank Interest. This study used non-participant qualitative methods. This method adopts a library review approach. The results of this study describe usury and bank interest, religious and economic concepts in Syafruddin Prawiranegara's view, and Syafruddin Prawiranegara's thoughts on permissible interest.
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